The simplest way to get online passive income

Based on my research, this seems to be the basic principle that website owners have been following to get passive income online: * Get many people to come to your website * Get them to click on your Adsense links Sounds simple enough. Get people into your website from Google search, then link out to an Adsense Ad. Search In – Adsense Out. Practically applying it to get sufficient commendable income, however, can be quite a challenge. The first problem is how to get many visitors to your website. That’s where Search Engine Optimization comes in. However, this is really easier said that done. It’s a bit of an artwork. You basically have to read the mind of an Internet user. What keywords would he use? Why would he visit your website? Do you have the content go get people interested enough to get to your website? Basically, your goal is visibility. You have to be seen. You can do this using SEO or using traditional brand-building methods. Tell your friends, family and colleagues. If they have websites, politely ask if you could link with each other. For those lucky few that are already on top of the search engines, this is not a problem. Others (including myself) would have to work hard at it. Look at FilipinoLinks. It’s been around for a very long time and has made quite a foundation. It would not be too difficult for its owners to tweak the website for SEO. Experts have varied opinions on what to put in a website. Some say, put relevant important content – with around 500-1000 words on each of your website. Some say provide simple 300 word news posts. Another option to get clicks would be to advertise online for keywords. Adwords is an example of a tool that can allow you to do this. There will be marketing expenses in this scenario. The goal here is to get more Adsense income than Adwords Expenses – which is really basic business sense. This is easier said than done, I tried it and got dismal results. The next problem would be how to get visitors to click on Adsense links. Well, the first thing that needs to be done is to get an Adsense account. It’s pretty easy to setup. After that, you need to put the Adsense links on your website. There are people who say make it blend it when the rest of your pages. Here, on my website, you can see my Adsense Ads that seem to be part of the overall theme. Other experts say the more noticeable the advertisements, the more they will be clicked. In this case, the Ads stand out prominently – with a different, and sometimes contrasting color scheme. One tip given was actually position the Google Ad right next to an image/picture. Viewers tend to click on picture links, so more income potential income there. What does this all mean for a Filipino Entrepreneur? In my point of view, it means opportunities. Although I have just started experimenting on all of this myself, there seems to be a real possibility of gaining a little revenue. For example, I started this website (last January) and have, in my first month I gained US$7 from Adsense. It’s not much but consider this: * My expenses so far have been the webhosting (US$4 monthly), and domain name (US$3 for one year – got it at a discount). * If I continue getting US$7 a month, that would be, US$84 a year. * My year’s hosting would be US$48 * My theoretical income for one year would be US$33. There are other costs, of course, from writing the content for this website – electricity, less time to do other things, etc… I didn’t include it yet. If you had pre-existing content, this wouldn’t matter to you. Just upload it and you should be ready. For example, if you had a song lyrics database, you could find a pretty reliable web developer, have him upload your database, and include AdSense. Optimize it for search and you should soon get some revenue. It will probably not be big, but enough to get you interested. I remember on my last test with the wordtracker application, “Pinoy Ako Lyrics” were some of the top keywords I found. People were actually looking for lyrics of Filipino songs. Since new songs come out every month, whoever gets the lyrics out soonest would be found earlier. If you had a database of all Philippine Lotto Results ever since it began, you could probably have a statistics analyzer custom-made from your website. It could give suggested lotto numbers based on historical info. That would be something a lot of people would go to. There are probably other more interesting opportunities for the web-savvy Pinoy entrepreneur. As long as you get people to your website, and get them to click on an advertisement, there will be revenue.

Is your home hazardous to your health how indoor air pollution may trigger illness

: We tend to think of our homes as our havens--safe places to go in order to retreat from the assault of modern life. For the most part this is true. But there is a hidden danger lurking in the seemingly tranquil and protective confines of our houses, and it’s something we ought to sit up and notice. That hidden danger is the quality of indoor air. The act of breathing is so natural we don’t even realize we’re doing it, but what about the air that we take in every time we inhale? When was the last time you stopped to think about the quality of the air you were taking into your lungs, transmitting deep down into the cells of your body? If you were recently standing on a polluted corner of a busy city sidewalk, well, maybe you did stop to wonder about what sorts of dirt and dust molecules were seeping into your body. But for most of us, especially when we’re in our own homes, the quality of the air we’re breathing is not a big consideration--or not even a consideration at all. The truth of the matter is, the quality of air indoors (even in seemingly clean homes) can actually be far poorer than that of even the biggest, most industrialized, and dirtiest urban centers! To put that in plainer language: the air in your home could be worse for your health than the air you breathe walking through New York City or Beijing or San Francisco. What causes such potent and potentially harmful indoor pollution? For starters, the indoor usage of substances like cigarettes and cigars, paint, coal, furniture polish, cleaning fluids, asbestos, space heaters, and so on, can create a build-up of hazardous particles. The degree of severity often depends on whether or not there is adequate ventilation--how much outdoor air can get into the house, and vice versa. A home with very poor ventilation will pose a much worse health threat to its inhabitants than a home with lots of open windows and excellent ventilation. That’s not to say that homes with good ventilation can’t still be polluted--in fact, they certainly can be. Because most of us spend most of our time inside, rather than out of doors, the build-up of chemical and other airborne pollutants can pose serious health risks, triggering various ailments over time. This is especially true when the inhabitants of a home are elderly, chronically ill, or very young, or if they already have certain types of respiratory disease. The particular physical response depends on the type of contaminant. Biological pollutants may provoke allergic reactions, while types of tobacco smoke and other contaminants can trigger asthma attacks or create asthmatic conditions. Molds and mildews can spread more serious health problems, and the presence of contaminants like carbon monoxide can even result in death if the proper alert system (a carbon monoxide detector) is not in place and fully functioning. The good news is that you don’t have to live with hazardous air. Just recognizing the possibility of indoor air pollution is the first step toward creating an environment that is free of hazardous airborne particles. Read the related articles on air purifiers and air quality to learn what steps you can take to achieve cleaner air and a healthier lifestyle. About:

Clothesline fresh country myth breaker 17

Clothesline fresh, country fresh scent, smells like a country garden, those of us from the city have all seen our share of country clad laundry soap commercials. The token red barn glows in the distance. Closer in, clothes adorn the line. Each piece is so straight and evenly spaced you’d believe a team of sophomore geometry students hung them as their final class projects. Even more perfect, the lightest of breezes launches an ‘oh so soft’ billow along the stain free front row. Even I think, who wouldn’t want their clothes to be clothesline fresh? And, don’t those people own underwear? Ahhhh! I use my clothesline. I must. There is not a man in the five-state region willing to rise to the challenge of touching my daunting propane line and antiquated fuse box. Like my outhouse, my dryer is purely ornamental. Despite this forced march to my clothesline the results can be startlingly adequate. Yet as a good Cidiot (city idiot), It would be negligent of me if I did not point out a few hazards of clotheslines to budding country converts. Beware, hanging your skivvies in the wild is not all its cracked up to be. Consider these dilemmas. Seven of Ten Birds Prefer to Defecate Out of Doors – Avian species have a remarkable instinct for textile quality. Anyone doubting this should hang their Thai Silk robe on one end of the clothesline. Put a flannel shirt on the opposite side. At the end of the day tally the results. Sheets Attract Wind – Kids have a new kite? You can plan your day around it, guaranteed! Just wash your bedding in the morning and place it on your line. Rest assured, Mariah herself will blast through your backyard. Kites, bedding, lingerie, pugs - anything with a flat surface will dance its way through the sky, only to impale itself in full display atop the silo of your local feed mill. Remember the One Foot Rule – Most educated people know the three second rule. No matter where in your home you drop a piece of silverware, if you can retrieve it in three seconds or less you can eat off it without rinsing first. The one-foot rule, however, is only taught in rural school districts. It goes like this: Any textile on a clothesline that sags to within 12 inches of sweet Mother Earth, via the wind or any other means, must immediately be scent marked by every male canine (dogs, coyotes, wolves or prairie dogs) inside a three mile radius. Animals Have Hair – Strangely enough farms are inundated with animals. Go figure. With all due respect to clothespins, they do little to remove hair. It takes four fabric softener sheets and a small nuclear plant to fluff out an intricate weaving of fur and feathers. During the spring shed I keep a HAZMAT team on stand by just to clean my lint traps. Remodeling Your House? – You can save a fortune in costly building materials. Just hang your cotton towels out to dry on the clothesline. Not only will they dry stiff enough to be use as support beams, the bird shit will act as an adhesive for roofing projects. Remember on that warm spring day, when the cottonwoods are spawning and your best angora sweater has just hit the line, imagine, within a matter of hours it will be more than you ever dreamed possible. And, as always, it will smell ‘clothesline fresh!’

Home selling strategies for a normalizing market

: After a solid five year run of record home sales, the market is readjusting itself to a more normal level. Most of those who wanted to move have moved. Interest rates are rising again, lowering the upper end ceiling for buyers overall. With buyers qualifying for a lower mortgage today than they might have a year or two ago, the buyer pool for higher priced homes is shrinking. The large inventory of homes currently for sale is resulting in an overall downward trend of housing prices. With increased choices, buyers can be more choosy and take longer to make their decisions. As a result, longer market times may caution a buyer away from a property. There are three important factors for selling your home in today’s market: condition, price, and time. Condition reigns supreme over anything else. Buyers have so many choices right now that anything that looks like it needs work can be enough to kill your chances of selling. People prefer move-in condition, so if your property isn’t, you probably need to do what it takes to make it that way. It is worth the money to remove old wallpaper, paint, replace carpet, and replace the roof if it’s almost at the end of its life. Offering an allowance doesn’t work in these market conditions because buyers tend to overinflate the costs of these improvements, anticipating double or triple what it will actually cost you. Plus, with the number of homes for sale, if yours is the one that needs to be painted, chances are it’s also the one that won’t sell. There are exceptions, such as homes that need a complete overhaul, so it’s a good idea to discuss your home and your plans with your listing agent before getting started. A word about home improvements – consider improvements as solidifying your home’s value rather than increasing it when deciding on a price range. The kitchen you recently renovated or the room you added may help your home sell more quickly than the one down the street because it’s in better condition, but it won’t necessarily increase your home’s value.

If you’re not looking to sell your home right now, spending the money on upkeep and maintenance now can help you avoid needing to spend a lot all at once when it is time to sell. The second factor is price. You want to have the best price on the market. That doesn’t necessarily mean the lowest price, it means value. It’s a good idea to price your home aggressively because there are so many options available. If there are 40 homes for sale in your price range, you want your home to stand out as the best home for the money.

Misperception or misunderstanding of the current market conditions can lead to improper pricing which in turn can lead to excessive market time or even no sale at all. What you paid for your home or what your neighbors sold their home for last year are irrelevant when deciding on your asking price. Factors you and your Realtor should consider are your home’s current condition, the condition of other homes for sale in your price range, the asking price of homes similar to yours, and which homes are selling and which are not. Accurate pricing from the outset increases the likelihood that your home will find the right buyer quickly. The first three weeks on the market are the most important – that’s when people are excited to see the new kid on the block. A strategy of starting on the high end and then lowering it over time is rarely successful in a normalizing market. By the time the house is where it should be, interest has peaked and buyers have moved on. Finally, accept that it still takes time. There are only so many buyers out there and they have a lot of choices.

Average market times have been three to four months, so your goal is to reduce the selling time by carefully preparing your home and improving its condition plus adopting an aggressive pricing strategy. Then you just need patience and faith that the right buyer will see your home and decide that’s the home for them. Everyone’s situation is different, so be sure to discuss your situation with your Realtor and decide on the best strategy for your needs.

Today it takes twice as much work to be the best value in your neighborhood. Hard work and diligence can pay off. Today it takes twice as much work to be the best value in your neighborhood. Hard work and diligence can pay off.

Choosing an australian franchise opportunity

Purchasing a franchise is one of the best ways to start a business. It can definitely jumpstart your career as an entrepreneur. A franchise might as well be referred to as an “instant business”. If you are in Australia, there are a number of Australian franchise opportunities that you can check out for yourself. Australia has a steady economy. Getting a franchise business here would absolutely be in your favour. Australia is known to have an organized system when it comes to the franchising process. Documentations and other requirements are clearly pointed out to you once you decide to get a franchise. The application process is relatively easy and fast as long as comply with your franchiser’s requirements. If you are thinking of starting a franchise business in Australia, one of the key things that can help in choosing the right franchise is know your field of expertise. You should be able to know your business first hand as you would be responsible in training your employees and overseeing the operation of your franchise business. One of the most popular franchise opportunities in Australia is in the food business. Food is very marketable simply because to eat is a necessity to everyone. A food franchise is a relatively easy business to market and operate because you have a number of options of what food types that you are about to sell. Popular food franchises are pizza, burgers, popcorns, health foods and drinks and other to-go food. Food carts are becoming a popular thing in the franchising industry. It does not only have one of the lowest investments, but it also a versatile business and you can have your cart virtually everywhere you want. Just remember that foot traffic is very important in this type of business. You can also try home-based business for franchise. These are the types of business that you can start from the comforts of your home. If you have a computer at home, you can start an internet-based home business. Most of franchise businesses of these types are affiliate e-stores where you act as a merchant of a direct manufacturer. There are other franchise businesses that you can start from home like a cleaning service or repair service. You can have your home double up as your office and receive clients. The basic thing you need here is a phone line and a team that can work for you, you can either have a permanent employees or hire freelancers. If you have a certain interest in things like photography or other creative stuff, you can find a suitable franchise opportunity for you as well. There are roving photography vans that are open for franchise. You can set up your mobile photography on-the-go during events like weddings, anniversaries, birthdays or corporate gatherings. Aside from these, there are also traditional photography shops, complete with studio that you can get for as a franchise. Wellness, health and beauty are also popular in the franchising industry. You can set up beauty salons and offer a number of services like haircut, make-up and hairstyling. You can also open up a franchise spa where you can offer massage therapy and other spa services. Franchise opportunities can also offer beauty home services. You can commission “on-call” beauty specialists if you offer such service. Communication is also a popular business for franchising. There are a number of documents and parcel courier services which you can have for a business. Manpower is important in this business, as you would be handling logistics plus sending and receiving packages all over Australia. Aside from courier service, you can also find a franchise that offers long distance telephone services from Australia to all over the world. If you are looking for a franchise opportunity in Australia, you can do you a quick research on the Internet. There are various franchise directories in Australia where you would be given a number of options in different industries. When choosing a franchise, remember that the business that you should run should be something that interests you. You should also have the expertise to operate your own business. Remember that a franchise business, although termed as an “instant business” would never give you instant success. You should also give sufficient time and effort to make your business profitable. If you already chose the right franchise for you, add in a strong determination to succeed and you are sure to turn your franchise business into something winning!

Cleaning mitts work wonders with the ultimate cloth

Housecleaning has been the bane of my existence for as long as I can remember. At the ripe old age of 50, I finally came to accept the fact that I would never be named "Housekeeper of the Year." I think that my recalcitrance stemmed from my belief that housekeeping was, to a large extent, pointless. Take the kitchen, for example. I would spend an hour or two scrubbing it to spotless perfection, only to cook a meal and have grease-spattered countertops and smudged cupboards defiantly stare back at me. In my heart, I just knew that all of the dust in the neighborhood chose my house as its final resting place. The stuff accumulated on the blinds, on picture frames, on ceiling fans, on knick-knacks - and of course on coffee tables and the top of the TV. My shortcomings as a housekeeper were never more obvious than when I went to visit my two closest friends. To say they are tidy is an understatement. A dust mote wouldn't dare cross the thresholds of their homes. I suspect that one of my friends cleans her house with the thought that Martha Stewart will show up any day to give it the white glove test, while the other spends part of each Saturday morning on a stepstool, cleaning the tops of her doorframes. On more than one occasion, I found myself rolling my eyes, wondering if they didn't have more productive ways to spend their time. Deep down, however, I was just a tad bit envious. After all, it's not that I don't enjoy the tranquility of a clean home; housekeeping just never came out at the top of my list of priorities. About a year ago, my perspective shifted when the three of us were out to lunch and one friend mentioned in passing that she'd misplaced her cleaning mitt. My other friend was empathetic, and I sat back as the two discussed the wonders of an ultimate cloth that made cleaning a breeze. As they waxed poetic about a mirafiber cloth that was washable, bleachable, and guaranteed for five years, I realized that they didn't spend an inordinate amount of time on housecleaning. Rather, they had found a product that made housekeeping a breeze. Although it went against my nature, I decided to give this ultimate cloth a try. What I discovered was eye-opening. Essentially, I could clean my whole house (and my car) with water and a cloth. I didn't need a whole cabinet full of cleaning supplies, and I didn't have to waste paper towels. Instead, I could wet the cloth, wring it out, wipe down the surface I was cleaning, and then walk away knowing it was all streak free. I could get rid of everything from hair spray and grease to dust and soap scum without using any chemicals at all. I even got a cleaning mitt, which worked great for blinds, ceiling fans, and small items. I'll still never be named "Housekeeper of the Year," but with my ultimate cloth, I discovered that keeping my house clean doesn't have to be an unpleasant chore. I don't have to choose between having a clean house and doing the things I love. Now, I can "clean as I go" and keep my house spic and span, and still have plenty of time for the things in life that are most important to me.

Chances for winning by the losers

In baseball, it has come close (see 2005 San Diego Padres, 1973 NY Mets). In the NFL, only two .500 teams have made the playoffs since 1991 (1991 NYJ, 2004 STL). In the NBA, however, it has been the norm to find teams with a losing record compete in late April and into May. Below, a table of the number of .500 win percentage teams, the number of first round games they have won, and the number of series they have gone on to win. First Round Playoff Stats Last 10 Years Year Teams at .500 or under Total first round games won Series Won 1996 2 2 0 1997 3 2 0 1998 1 2 0 1999 1 1 0 2000 0 0 0 2001 1 1 0 2002 0 0 0 2003 0 0 0 2004 4 4 0 2005 0 0 0 2006 3 Courtesy: Basketball-Reference Parody just hasn’t existed in the NBA playoffs. These 15 teams in the last 10 years have combined to win just 12 playoff games and have never advanced. In 2004, four teams in the East had the shot and surely one could pull off the upset? Not even the four vs. five could do it. The last time a team with a losing record entered the playoffs and won a Series was 1988. Then, the Seattle Supersonics boasted a 39-43 record as the 7-seed and made it all the way to the conference finals. They upset both Dallas and Houston, before being swept by Pat Riley’s Los Angeles Lakers. Since Seattle, a total of 31 teams have entered the playoffs with a record at or below .500. And these teams are 0-31 in playoff series. So, how good of a chance do Milwaukee (40-42), Chicago (41-41) and Indiana (41-41) have this year? I’m not going to say “none,” because that’s why they play the game—but let’s delve into these match-ups. (1) Detroit vs. (8) Milwaukee One-seeds haven’t lost since 1999. But there was a technicality about that year: First, 1999 was the NBA lockout year, and only 50 regular season games were played. Second, three other teams had the same 33-17 record, but Miami won by a tiebreaker. In a full 82-game season, it was the 1994 Denver Nuggets who upset the top-seeded Supersonics to advance to the second round. With Flip Saunders at the helm, we’ve seen the Pistons play looser offensively, but still maintaining impressive defense—leading them to their best regular season record ever (64-18). Don’t worry about the nonsense concerning Ben Wallace not getting along with Flip: This team is focused when it comes to the playoffs. Having said this, Milwaukee has their hands full. Let’s just look at player vs. player matchups. Detroit Milwaukee Advantage PG Billups Ford Detroit SG Hamilton Redd Detroit SF Prince Simmons Detroit PF R. Wallace Bogut Detroit C B. Wallace Magloire Detroit Billups will substitute size for speed and can dominate Ford. Hamilton is a workhorse. Prince is undoubtedly better than Simmons. And I’ll just point out the experience from the front court to suffice my argument for the Wallaces. To make matters worse, the only type of success they had against Detroit was when they played Toni Kukoc at the three. Kukoc is already banged up and will miss the first game, so his health will be a definite factor. Prediction: Pistons in a sweep (2) Miami vs. (7) Chicago Chicago is the hottest of the East’s bottom-3, finishing 12-2 in their final 14 to slip into the show. They had a similar run in the final month of the season last year, winning 15 of their last 19 games. The Bulls’ only win against the Heat in the regular season came back on April 15 when the Heat rested most of their stars. In the playoffs, it comes down to defense and though the “Baby Bulls” are young, they do buckle down, leading the NBA for the second straight season in defensive field-goal percentage (.426). Offensively, the Bulls’ patented “drive-and-kick” out game has given opposing teams a hard time. Ben Gordon ranks 2nd in the Eastern Conference, hitting 43.9-percent from 3-point land, and point-guard Kirk Hinrich has shot 42.9-percent from behind the arc in his last five games. Although the Heat have been locked into the No. 2 spot since basically January, I don’t see them having trouble kicking into high gear. Even when the Bulls shut down Wade in their meetings this year (12.3 ppg), the Heat have found a way to win. The Bulls have no answer for Shaq, who had 14 points and 6 rebounds in just 20 minutes of action on April 15. Prediction: Heat in 5 (3) New Jersey vs. (6) Indiana This might very well be the best shot for a team at the .500 mark in the regular season to win a Series. The Nets came from the weak Atlantic Division that sent no other teams beside themselves to the playoffs. The two teams have similar defensive work ethics, as they are 5th and 6th in points allowed, respectively, in the NBA. The interesting thing about this series is the way they view each other: New Jersey players have said the Pacers are a good transition and look to slow it down, while Indiana players have said the exact same thing about the Nets! Wow, this should be a fun series to watch! Jermaine O’Neal looks to be healthy into the playoffs, having played 30-plus minutes in his final 11 regular season games, but I don’t foresee him being the difference. The difference must come from the defense side of the ball, in particular, the ability to stop Vince Carter. Peja Stojakovic and Stephen Jackson must play top-notch to pull the upset. I have a feeling this series will go seven. The Nets were 29-12 at home, fourth-best home record in the Eastern conference, so that’s the way I lean. Prediction: Nets in 7 Bet the NBA Playoffs @ WagerWeb Sportsbook wagerweb/sportsbook

Setting financial systems for your business

One of the most common reasons why home businesses fail is that these businesses do not really have good financial systems. A lot of small business owners do not really keep good records of their revenue and expenses that they find it hard to determine whether their business is earning enough or not. If you are one of those business owners who have not been keeping good financial records, now is the best time for you to establish good financial systems for your company. Always remember that good financial systems will not only help your business grow, it will also keep you out of trouble when it is time to file for your income tax returns. If you have an accountant, call him/her and explain that you are just starting your own home business. You will be surprised of all the tax deductions you are able to claim (heat, electricity, phone, rent, etc). Your accountant will advise you to keep financial records for your business. Setting Up Your Financial Records: You do not really have to be an accountant or a professional bookkeeper to be able to keep records of your financial transactions. To set up your financial records manually, all you need is a worksheet where you can record all your earnings and your expenses. To keep everything simple, just use a two column worksheet where you can record all your earnings in one column and your expenses in the other. Record your financial transactions at the end of each day so that you will not miss out something. Keep all your bills and receipts on file so that your accountant will be able to easily review your transactions later on for purposes of filing your income tax returns. Another way to keep records of your financial transactions is the use of those accounting software being sold in the market today. The good thing about using accounting software is that you do not have to keep a lot of papers in your office and you do not have to bother writing things down a number of times in your worksheets. Just load the program into your computer and you can already use it by following the menu. With the use of good accounting software, all you need to do is to enter your financial transactions for the day and the software will do the rest of the work. Most of this accounting software will also give you complete financial statements after you uploaded all the necessary information so you get to save a lot of time and efforts in computing your earnings. What is more interesting about this computer software is that some of these can also help you project your future income and calculate your estimated internal rate of returns. How Much Will the Accounting Software Cost You? The price of the accounting software will depend on the complexity of the program that you need. Simple programs do not really cost so much so you need not worry about the cost. Besides, you can always put the cost of accounting software as part of your business expenses. Get organized early in the game and avoid the pitfalls that may come later. Good luck and stay the course!

The road less travelled

"Two roads diverged in a wood, and I, I took the one less traveled by, And that has made all the difference." - Robert Frost I watched Leni Riefenstahl’s Triumph of the Will, a very controversial film on Hitler’s 1934 Nuremberg Rally put on by equally controversial Toronto film connoisseur, Reg Hartt, at the Cineforum (a make-shift theatre in his home). The movie blew me away. It was a powerful, real-life portrayal of Hitler’s propaganda machine and the horrifying consequences of mass media manipulation. An eerie chill went through my spine as I saw aerial footage of column after column of endless soldiers marching through the streets of Nuremberg. Little German boys and girls hailing the Fuhrer with innocent smiles and outstretched hands of youthful idealism. Little German youths beating the drums of death. Hitler parting a sea of loyal soldiers. And watching a nation mesmerized by the spell of this diminutive, unassuming, and rather plain looking monster. What really hit me though was Reg Hartt’s commentary after the movie ended. A lady had kept coming to the viewing of that movie, over and over again. She had attended the viewing over sixteen times. When he asked her what she found so fascinating about the film. She told him that she was the young smiling girl in the movie looking down from a rooftop at Hitler’s parade. She was with her Mother, Father, sisters, and brother. They were waiving the Nazi flag and cheering Hitler on. They were Jews. She was the only survivor in her family. What flag are you waiving? What herd mentality have we accepted without further thought, without scrutiny? I challenge you to take the road less traveled by. It is uncommon knowledge that gives rise to uncommon leadership. Do something uncommon. Go to the library and pick out a book that you would never touch in a million years. Watch a film in a genre that you rarely see. Attend a lecture on a topic that would make most people go, “Huh?” What is one thing you can do or experience this month that is uncommon? Go do it.

Pueraria mirifica thai herbs many medicinal purposes

If knowledge is power, then after you have finished this article, you will be feel like Mighty Man when this subject is brought up in casual conversation. Our seek on Pueraria Mirifica ongoing in 1991 and on Butea Superba quickly after that. Pueraria Mirifica or pallid Kwao Krua is a herbal lodge that has long been worn in Thailand and Southeast Asia for many medicinal purposes. Typically, there are three types: white, red, and black Pueraria mirifica. But pasty kwao kreu and red kwao kreu are the most beneficial that gained the most interest. These plants are found mostly in Thailand and Southeast Asia. In Thailand, they can usually be found at senior altitudes in the North. Even though there have been reports of decision plants in the same family "Pueraria" in other Asian countries, these plants are of a different species and do not possess the same qualities from Pueraria mirifica of Thailand. Plant Description For the rest of this article, we will discuss the meaning behind what we have learned about this subject so far. Pueraria mirifica is a capture of hard vine that grows up and climbs around large trees. Palmate capture leaves, with three foliage in one petiole; its foliage are unadorned (ovate) and point leaf tips. plants are bluish purple, a cluster of 30 centimeters part at the end of its twig. The flower is parallel to a bean flower, each composes of five petals, the external part is the leading one, the two petals on both sides are curved, and the interior petals wrap an ovary. The lodge flowers from February to stride and produces pods in April. Aged brown downright pods goods 3-5 seeds. Tuberous roots are in different sizes. Its appearance is parallel to a yam root. Inside, the nose is pasty and the drink can basis dizziness. burrow sizes are assorted depending on the soil condition or the environment and the time of cropping. A definite tuberous nose can weigh as greatly as 100 kg. The character and extent of Pueraria mirifica is diverse and regularly differs inside each environment. Family Name: Leguminosae. Common Name: Pueraria mirifica. Scientific Name: Pueraria mirifica fresh Shaw and Suvatabandhu. Vernacular Name: Kwao kreu khao. Parts used: Roots and barks. Pueraria Mirifica Pueraplus THAI FDA. G 11/2003 (E) Pueraplus is a premuim grade Thai traditional herbal formula derived mainly from White Kwao Krua (Pueraria Mirifica) which contains Phytoestrogens (Natural Plant Estrogen). After many years of research from Thailand, the studies indicated that this herb shows estrogenic and rejuvenate effects to the female body especially at the breast, hip, facial skin, body skin, hair and vaginal epithelium. Thus elevate the appearance of the female secondary sexual characteristics and also the skin beauty. ALL Natural Dietary Supplement Hight Phytoestrogen (especially isoflavonet): *Increases sensitivity and vitality *Promotes silky shiny hair *Enhances breast and skin appearance *Serves as a anti-wrinkle agent *Enhances physical and mental ability *Serves as a fountain of youth Ingredients : Pueraria Mirifica and other herbs (60 capsules per box) Recommended Dosage : Take 1 capsule after breakfast and dinner, start the first capsule at the 1st day of menstruation till day 15 th. then stop and reconsume at the next menstruation cycle, Warning : It should not be used in pregnant women, nursing cervix mothers, or women diagnosed with tumors in estrogen-sensitive organs, e. g., ovary, uterus and breast. Precaution Always consult a physician before beginning any dietary supplement program, particularly if you have a medical condition No matter which way you look at it, having a firm understanding of this topic will benefit you, even if it is just slightly. pueraria-mirifica. biz

Debt consolidation and refinance mortgages

Mortgages are secured loans that are given to first time buyers, homeowners and people who have bad credit. Once you are accepted for the loan, you must repay the debt, which will include interest rates. Some refinancing loans have additional fees attached. The secured loans have collateral attached, means that if you fail to make payments, you are subject to foreclosure or repossession. The bank will come and take your home and sell it for the amount you owe. This is why it is wise to make sure you know what you are getting into if you plan to refinance to consolidate your debts. Some loans permit buyers to repay the loans in 25 years, while others allow 30 repayments. Few of the lenders available on the Internet that offer refinance loans for consolidation of debts are aware that people go through hard times-or at least they don't deal with people directly enough to actually feel this hardship through talking to them. On the loans that offer lower interest rates, combine payments for debt consolidation. If you can manage to pay for the loan in the time stipulated, it is likely that you will take less time to pay back the loan amount borrowed. Once you find a lender to refinance your mortgage and combine your bills for debt consolidation, you will receive a loan based on capital and interest. The Repayment loans for refinancing and consolidation make it easy, since the lenders will combine the interest and repayments into one monthly installment. Still, few lenders will allow you to repay the interest rates only; however, be aware that these types of loans do not combine your payments for consolidation; rather they put you at risk in some instances. Still, there are several types of loans available that will help you refinance for debt consolidation, so keep an open mind and mull over your choices carefully before you make a final decision. One of the most important tasks debtors must carry out to achieve in debt consolidation is keeping away from complications. When debtors have bills that are behind merely because they didn't have the cash to repay the debts, then their stress will build. Some people may go on binge, spending instead of paying their bills, and procrastinating instead of working to restore their credit. These people may believe that after three, seven or ten years the problem will end, since the credit reports remove any pending debts after seven years and any bankruptcies after ten years. The fact is, the problem doesn't go away the problems only get bigger. Yes, it is true: after three years, if you manage to payoff a debt, then the debt is removed from your credit report. In addition, yes, it is true if after seven years you failed to make payments the debt is removed in most instances from your credit report. Furthermore, it is true that in many cases, after ten years, bankruptcy is removed from your credit report. If you have the patience to wait this long, can tolerate the hassling phone calls and letters, and don't mind worrying about going to court for this long, then by all means procrastinate. Bills and debt consolidation is optional, however bill and debt reduction is your best bet. You can do this by start paying as much every month on your bills as possible to reduce your debts.

5 Important tips on piano lessons

5 Important Tips for Piano Lessons Must-Have information before deciding on Piano Lessons! Music is a very important part of our lives. It does a lot more than just please our ears – it is an integral part of human development. Several years ago, there was an experiment done by scientists at the University of California at Irvine in 1993. (published in the journal Nature) They had college students listen to Mozart Sonata for two Pianos in D Major, a relaxation tape or silence. Immediately after these sessions, the students took a spatial reasoning test (the ability to put together puzzles) and the students’ scores improved drastically after listening to the Music. The reason is because music and spatial abilities share the same pathways in the brain. Another experiment was done later on by researchers at Appalachian State University and the researchers were successful as well in connecting music to boosting “brain power”. They gave preschool children (ages 3-4 yrs. old) training for 8 months. Children were divided into 4 groups: Keyboard lessons, Singing lessons, Computer lessons and No lessons. After 8 months of this treatment, the children were tested on their ability to put together puzzles (spatial-temporal reasoning) and to recognize shapes (spatial-recognition reasoning) and the results were astounding! They found that only those children who had taken the keyboard lessons had improvement in the spatial-temporal test. (The children did not, however show any change with the spatial-recognition.) Another interesting observation I’ve made is the connection between the Medical profession and the Music profession – a large majority of M. D.’s are Classically trained musicians! I’ve encountered many and have asked them all the same question – how do you make the connection between the medical and the musical – and the response I’ve had is that they are both very intricate and require a rare focus and mathematical mindset in many different directions at once. It’s achieved by many years of training in either and/or both fields, which by the same token - enhance each other. So to them – the similarity in brain function and focus is evident and invaluable to both the medical and the musical. It will be interesting to see the results of further study in that matter. Currently, there is no conclusive proof scientifically of the connection between Medical and Musical. Now – for the 5 Tips for Piano Lessons! 1) Interest: Assess the interest of your child. Is this something they really like – or is it your dream? The child should show genuine interest in music and a keyboard in order for their learning experience to be a pleasant and successful one. If they are not interested – ask yourself why you even pursued it? Is it because you have an inner desire for it? It’s NEVER too late to begin! Sign yourself up for Piano lessons if that’s the case. I’ve have students of every age – some played when they were kids then quit. As they got older, regretted quitting and vowed to one day pick it up again. Then there are others who always had the desire but not the opportunity and now find themselves retired with plenty of time on their hands. They’ve actually become Piano virtuosos! I give you these lovely examples to give you hope and a nudge – psssst! It’s never too late! The student must be genuinely interested. 2) Instrument: It’s fine to begin Piano lessons on an electronic keyboard. As time goes on, the student will know in which direction they’d like to take the Piano lessons. If it’s just for personal enjoyment, it’s fine to stay with a keyboard. If it’s for classical Piano training – then the student should be switched over to an acoustic Piano. In my experience as a Piano teacher, I’ve realized that a Spinet Piano (the ones that have a low back) unless it is given as a gift, should not be purchased. It would be preferable to purchase an “Upright” which is a Baby Grand Piano, but instead of the strings being vertical they’re horizontal. The reason being, that the action on the keys is much better technically for the student’s hand, and it sound substantially better to the ear. 3) Teacher: Ask around and get feedback from others about their teachers. Find out the teacher’s background. Where did they get the education from, how long have they been teaching, where do they teach from, what are the surroundings like? Ask current students how patient the teacher is and how do they feel during the lesson. You should get a pretty good idea about the teacher by how current students are progressing. Does the teacher’s personality blend with your child’s. Remember, this is a choice! In school the children have to adapt to the teacher that has been assigned to them, and that’s a good thing. They learn to get along with different types of personalities, but Piano is an extra-curricular activity and should be a pleasant one that they look forward to. 4) Schedule: Children can be easily overwhelmed by too much in their schedule. As adults – we’ve experienced overload for ourselves and it’s SO counterproductive! It’s highly advisable to limit activities in order for the kids not to be pulled in too many directions. Once activities have been chosen, I’ve found with my own kids and students that by writing down a daily schedule, everything gets done and there are no excuses for forgetting to practice. 5) Dedication: Once a schedule is in place, practicing piano will become part of daily routine. After a while, the student won’t be so “worried” about time, but will want to achieve goals set by the teacher. The student will need dedication in order for the craft to go from mechanical to musical. Encourage them to listen to a wide range of styles and genre’s in order for them to develop their own taste for music. At an early stage, dedication can be ingrained in a student by participating in Recitals, Talent Shows and Worship Services. It takes diligence and dedication – also sacrifices to make piano a beautiful craft.

Mixed drink

“Cocktail” is a type of mixed drink which is consumed in many countries. It's a type of liquor with flavouring agents. It contains fruit juice, sauces, honey, milk, cream or spices. The cocktail had become popular after the prohibition in United States . The disadvantage in buying cocktail is that many bar owners mix both alcoholic and non-alcoholic beverages with the drink. This is very hazardous to consume. The olden day's cocktails were made in combination with gin, whisky or rum and with a small amount of vodka. Many cocktails were made traditionally by mixing it with gin which is called as gimlet or martini. This type of mixed drinks was introduced after the period of 1980's. The word cocktail was determined by Dr. David Wonderich in October 2005. A benefit of drinking a sip of cocktail is that it will keep you relieved from head aches. “Cocktail” is liquor composed of sugar, water and bitter agents. It is also called as bittered sling. And it is also supposed to be an electioneering potion, since it keeps the heart stout and bold. It is said that a person who swallows one sip of cocktail is ready to swallow anything else. There are several cocktail recipes; they come in different compositions according to the bartenders. In addition of Punches, Sours, Slings, Cobblers, Shrubs, Toddies, Flips, and a variety of other types of mixed drinks were 10 recipes for drinks referred to as "Cocktails". The quality and quantity of alcohol present in cocktail is very less when compared to the other alcoholic drinks. The cost of the cocktails also has a big difference when compared to other drinks. So, nowadays bartenders have started preparing cocktails. They are mixed with different types of other drink such as gin, whisky, milk and cream. It is not mixed with water. The ingredients mixed depend upon the region from where you get the drink. While serving cocktails, it is to taken care that you serve the drink in the appropriate glass. The cocktail glass is of a shape with a wide, shallow bowl, on a stem above a flat base. The cocktail glasses are designed in such a shape that the temperature should not change.

Uk property investors go for philippine condotel investments

Investments in buy to let properties or Condo Hotels in the Philippines have increased in popularity by 29 per cent during the last three months, making it the second most popular investment vehicle behind consumers’ own homes, according to PLC Global. Beth Collingz, Global marketing Director of PLC International Marketing Networks, a company specializing in Condo Hotel or Condote Sales and Marketing in the Philippines, comments: "The UK Savings and Investments index clearly shows that the UK saver prefers to invest in bricks and mortar and more and more investors are moving offshore to take advantage of the much cheaper prices in the Philippines and high rates of rental returns as room rates in Metro Manila and Cebu, two major Cities in the Philippines, are not much less than rates charged for rooms in Europe making the Philippines buy to let properties an ideal property investment". The Philippines, located in Southeast Asia, is one of the few fully democratic nations with a predominantly English speaking population benefiting from substantial foreign direct investment and billions of dollars in remittances from overseas Filipinos. According to the report these facts mean that over the coming decade the housing market in Philippines will likely go from strength to strength and anyone who invests now could net up to 400% profit on their investment in the next ten years. Because property prices in the Philippines for mid range Condominium developments start from as little as twenty five thousand Pounds [25,000 GBP], the room for property price expansion is clear. The low starting prices for real estate in the Philippines also mean that its property sector is already attracting substantial international real estate investor interest. Investors from all backgrounds are attracted to the Philippines - those with a small sum of money to invest are looking to make immediate gains from buying Condos in Metro Manila preconstruction which can be purchased by stage payment and profited from upon completion when investors are flipping the real estate right back into the market. Those with more substantial sums of money to invest are generally drawn to either the Condotel Investment property sector in Manila or the Philippines burgeoning tourism market. Opportunities in the Philippines tourism market exist along the country’s stunning and as yet undeveloped coastline and also in the Philippines quality but as yet little known beach resorts. Accommodation in these locations is required to let out to tourists and a growing number of British citizens are also seeking second homes in these areas of Cebu, Philippines as well, with most preferring to purchase Condotel or Fully Managed and Operated Condo Developments where a rental income can be gained when not using their units. Pacific Concord Properties, Inc., Flagship Lancaster Atrium Suites Condotel [Manila] development located along Shaw Boulevard, Mandaluyong City, Metro Manila, is one of the hottest Condotel Investments in the Philippines where property investors, apart from real estate appreciation initially reckoned to be 100% for early investors, will get projected Rental Incomes on their units of up to 16% per annum once fully operational from 2010 To be called Lancaster Atrium [which is the second Tower adjacent to the existing “Sold Out” Tower I] Condotel Studios, One, Two & Three Bedroom Suites are currently available to Property Investors adopting International Standard Escrow Trust Account “Buyer Safe” Easy Secure Payment Plans… with 6 year interest free payment terms or up to 12 year no prequalification "In-House" financing [available to all overseas buyers], full condo ownership, no management costs for Condotel Suites, no enrollment charges for joining the Condotel Rental Pool, and minimum monthly maintenance fees, as buyers or sellers of Real Estate you really should take a moment to look at this Philippine Condotel Investment Opportunity According to Beth Collingz, of PLC International Marketing Networks, a Lead Marketing Partner with Pacific Concord Properties Inc., whom have Condotel developments in Metro Manila and Cebu, and specializes in working with international clients: “My phone has been very busy with buyers from the UK, Scotland and Australia interested in purchasing investment properties and holiday homes here. A lot of this interest is being driven by the relatively cheap market prices in the Philippines compared to Europe, especially UK Housing prices, and the easy payment options available for our Condotel Developments where they can use the Condo for vacations and rent it out through our In-House Condotel Management thereby gaining rental incomes that on today’s purchase prices, give a projected ROI of some 12-16% depending upon mode of payment for the unit” Beth Collingz Director - PLC International Marketing Networks

Dating and relationship tips

Since Dating and Relationships are such a large, important part of everyday life, this article strives to help clear up myths from facts and present an overview of surrounding issues. Show Off – If you have a great body you’re trying to show off and young physical appearance, yet worry because you still seem to have difficulty finding dates and establishing relationships, here are some pointers. Turn off the “ME” focus. Others tend to see that as boorish and think you only care about yourself, not others and certainly not them. Instead, turn the focus on outside interests that the other person can relate to, even if it has to be the weather. For help, tune in to an online news source like CNN or subscribe to a national or other major newspaper or magazine like Newsweek or head to the public library for the latest news briefs. Online dating might be a good outlet for you, to as it generally offers a place to list all your great physical qualities as well as outside interests and more, presenting a more rounded dating candidate. Then those who are VERY interested in great abs, youthful appeal, etc. will be able to check you out. And those who are interested in the other interests can focus on those, too. Sit, Don’t Take a Stand – Instead of voicing your opinions over issues that you pretty well know, cause heated arguments, don’t take a stand. Just sit them out. There’s no shame in passing up an argument. For example, if you both call yourselves “Christians,” yet one of you firmly has a complete set of rules and regulations about what a “Christian” really is, and doesn’t hesitate to voice this, skip over conversations about religion. If you have to, simply say something along the lines of, “This gets us too heated, so let’s pass on if for now and move on to something else.” Agree that it’s okay to disagree. Because it is! Traditions – Keep up with some old traditions from each family. Alter some; create new ones. The main thing here is to make positive memories that you can share and relive over and over, especially during rough spots when you can’t remember why you are together. Traditions can be like glue and bind you with a common past. Sex Vs Love – Sex and love are not the same thing. Learn the difference and don’t measure love by your hormones. Negotiator – Forget “his” and “hers” roles and who “should” do what when…Learn to negotiate. What works one day may not work another when timing is off, kids are on the run and disaster strikes, for instance, when your mother-in-law drops by unexpectedly. Love and Hate – Love your mate. It is OK to strongly dislike (or “maybe” hate) a behavior, like cracking knuckles or biting nails. But remember to love the person.

How a gps device can make your trip more efficient and worthwhile

I pretty much use my portable GPS navigator in my car every day, like when I’m going to visit my relatives in Mississippi. I usually like to drive out there since I’m up here in Chicago, and I’d rather not take a plane. If I took a plane I couldn’t stop anywhere and look at any of the interesting things along the way – I usually plan my course so that I can see as many things as possible on the way there, but without my portable GPS navigator I would be stranded on taking just one of the interstates south. It’s just not fun driving so long without seeing anything, and I really hate airplanes – so I use mine and its map to make sure I am where I should be. When I do go to my aunts or grandmother’s house down in Mississippi I have to use the darn thing an awful lot so I don’t get lost on the back roads. They live a bit out of the way, so it can be very confusing, and since I don’t visit but once or twice a year it’s hard for me to remember where I am at or which way I am going. If I didn’t have the portable GPS I probably wouldn’t be able to find it for hours on end, but thankfully I have the portable GPS navigator in my car. It also helped me when my cousin, Jake, had appendicitis over Thanksgiving when I drove down there. He’d been complaining about pain in his stomach for a while, and we all thought he was being dramatic, until we realized something was wrong – so instead of waiting on an ambulance trying to find the house out there in the backwoods, I threw him in the back of the car and brought Uncle Zachariah with us, he’d never seen something like the portable GPS navigator before. I punched in to go to the nearest hospital and we were there in about twenty minutes without one single wrong turn. Later on, after Jake had his appendix removed he made me drive him and Zachariah back to the house (this was much later on after they did their quick operation – they said if it had been any later his appendix may have burst) and they both sat there quietly watching the little screen do its work on the GPS navigator. When we got back to the house I heard Jake begging to get one, and then I heard Zachariah begging his wife to allow it – because they were impressed. The rest of that weekend turned into me giving everyone a ride in the car just so they could see how it worked. Later on I showed them my cell phone, which also has a GPS locator in it and I can display maps of where I am on it. They were impressed, all of their cell phones did the whole instant messaging thing, but none of them had known about the portable GPS abilities that you could also get in a cellular. Well, that’s pretty much how I use mine.

Did you steal that article 3 steps to avoiding plagiarism

We draw our inspiration from a variety of sources, so it's logical that every now and then someone may say we swiped an article. Of course the charge is false. Bottom line: Real article marketing pros don't steal content, because we don't have too. Gathering data from many sources can cause a problem now and then. That's why I've developed a three step system for avoiding those accusations and it's served me well for the several years that I've been using article marketing to boost traffic to my Web sites. If you're holding back from article marketing because of a lack of original ideas - don't fear. Here are three ways to ensure you'll stay clear of plagiarism police when you write your content-rich article: 1. Take the structure, not the words. When using other people's articles as inspiration for your own – a very common practice among professional writers – look at the article for it’s structure and not necessarily the words themselves. For instance, I use templates to quickly write my articles. I use various types of templates, but there are hundreds out there. So just look for the template – or the structure – of the article and swipe that. After all, structure isn't copyrighted, but the writer's words are. 2. Draw from many sources. Another great way to make your articles original is to take pieces of information from a variety of sources and industries. I'm always on the lookout for good ideas, inspiring headlines, and some motivational quotes, which can set off a flood of article content – giving me five to 10 articles all at once. Start holding on to junk mail, interesting ezines and quotes. When you're looking for advice for your articles, turn to these sources to give you just the boost you need. 3. Gather a bank of your favorite writers. Some writers just give me the greatest rush of information. No matter how many times I read their books and listen to their pod casts I seem to get something new from what they have to say. Who puts wind in your sails? Whoever it is, there's no crime in taking bits of pieces of their concepts and putting your own spin on them. Chances are, they did the same thing with their mentors/favorite authors. Bonus solution: Give the author credit. You can always just bite the bullet and reveal your sources so-to-speak. Attribute an idea, thought or phrase to the original author. Then debunk whatever it is he or she has said. You can also completely agree and offer a case study of exactly why you agree with what the author said. Attributing information to the original author silences all plagiarism critics.

Fend off financial worries with military loans

You are a military personnel and all set to go on a mission. But before that you wish to go on a holiday trip with your family. You choose the best holiday package. Now the expenses involved are troubling you. The happiness of your family is your priority, so you cannot cancel the trip. If you are facing a similar situation, do not lose sleep. Military loans are here to provide you monetary assistance and help you preserve the smile of your family members. Military loans are exclusively designed for those who are serving army persons and who have retired from the service. These loans can be used for a wide range of purposes. Some of them include paying off the outstanding bills, making improvements on car or home, going on a holiday and even child related expenses. Military loans have many advantages. The interest rate charged on military loans is comparatively lower than the rates offered to civilians. Therefore, these loans are an appropriate solution for debt consolidation. Secondly, these loans are generally approved fast. The loan money can be sent to the borrower through e-mail, wire or direct deposit no matter in whichever corner of the world you are. You can avail military loans even if you have a bad credit history. Though the lenders might charge slightly a higher rate of interest, yet negotiating with them can help you attain favorable rates. The lender of military loans would require you to show the details about your military identification and your personal information. Your loan application is analyzed keeping in mind your level of duty, financial status, and credit score. Military loans come in the following forms-: .Disaster relief loan .Bereavement loan .Premier loan .Career service loan .VIP loan Military loans offer flexibility in terms of repayment modes. If the borrower is not able to pay the loan in one payday check, then he can repay in next paychecks. If you require cash urgently you can also avail the benefit of instant payday military loan. Before applying for military loans, one should explore the financial market to the fullest. There had been certain cases of treachery in the past. Some lenders had charged huge fees for the loan. So, the borrower is advised to be extremely cautious while choosing the lender. Online request for military loans is far better than other transactions. Surf through the internet and try approaching a website that is fully dedicated and trustworthy. Fill in the online loan application form which is directly assisted with a military loan consultant. Military loans are more like a tribute to the army militants. These loans provide monetary aid and help them to meet their various requirements.

The nest credit card american express helps the newlyweds build their nest

Amex has a credit card for literally everyone and The Nest Credit Card American Express is aimed at lovebirds with the ‘JUST MARRIED’ tag. The Nest Credit Card American Express caters specially to the needs of the newly wed couples, when they start their life together. If you are "JUST MARRIED", then this is the card for you. The card is for helping the newly weds to earn rewards and combine their finances when making future plans. On becoming a Nest Credit Card cardholder, you will be getting an exclusive welcome kit that comes with a planning binder to help you in smoothly managing and arranging your home expenses and joint finances. On the first use of your card, you will get 5000 membership reward points, which is redeemable for a $50 gift card. Card Advantages The Nest Credit Card American Express provides various discounts along with home-related savings and gifts offers. As a Nest Credit Card cardholder, you can also avail of offers, like discounts from participating partners and special travel offers provided by the American Express Vacations. The cardholders are naturally enrolled in the Membership Rewards Options program, which is charge free and provides the option of getting points for purchases made. The newly wed couples obtain the Nest Planning Kit, which is a custom-created binder to help the couple better plan and organize their conjugal life, including home maintenance, home dйcor, budget, insurance and more. Card Features The Annual Percentage Rate or the APR is reasonably low for purchases and the balance transfers, especially for a reward card. This American Express Card has no annual fee and helps you to pay your balance in full every month. You can also carry a balance from one month to the next month. If you want to benefit from the special offers and reward program, then the Nest Credit Card American Express is the credit card for you, only that you will need to have excellent credit rating. Other Benefits If you make this card your primary card, then you can spend over $15000 each year and obtain an extra 10000 bonus points. You can use your card instead of cash and pay one bill for all the monthly expenses every month. With the Nest Credit Card American Express, you gain one point for spending a dollar. The points do not expire when you use your card once within a three-year period. You can cash in on your points for traveling, shopping and for your other needs. The card also offers purchase protection plans, up to $100000 travel accident insurance coverage, extended warranty on purchases, legal referral services, return protection, roadside assistance, travel and emergency assistance, different Internet account related services, auto rental insurance and many other services, which help you plan your life.

Do it yourself search engine optimisation seo three easy steps

: Ranking high in Google’s search results can have a phenomenal impact on the success of your business. You can either engage the expertise of a Search Engine Optimisation company, or if you have the time, there are some changes you can make to your website yourself. Step 1: Keyword Research What keywords do you think your customers would type in to search for your products or services? A keyword can be one word (e. g. “optimisation”), but multiple keywords or keyword phrases are usually preferred, because they are more specific and more likely to be what your customers are looking for (eg. “ Search Engine Optimisation Australia”). Write down as many as you can think of. Brainstorm with your team. Think of alternative words. Consider geographical phrases if they are important to your customer (e. g. “house cleaning Hornsby”). Also, get some ideas from your competitors’ websites. Try to make a list of 20-30 keyword phrases. Choose the two keyword phrases you think would be searched for the most. But also remember, the more competition there is for a keyword, the harder it is to achieve top rankings. If you want to rank high in Google for the keyword “insurance”, you have a very long journey ahead. So try your best to select two keyword phrases that are the most relevant to you business but that are not vague nor competitive. It’s a good idea to have 2 or 3 words in each phrase (e. g. “wedding catering services”) Once you’ve selected your two best keyword phrases the next step shows you how to make some improvements to your home page. Step 2: Web Copy Web copy refers to all the words or text on your website. Because content is king in the world of search engines, your keyword phrases need to be placed strategically on your webpage to convince Google that your content is highly relevant to those keywords. The more prominent they are, the better. (Keep in mind that as important as search engines are, customers come first, so make sure your copy also reads well.) Here’s how you can increase each keyword’s prominence: • Place your keywords in headings, preferably at the beginning of the heading; • Include keywords towards the top of the page; • Bold or italicise keywords where appropriate; • Instead of having a link to another page that says "Click here to read more ", reword it to include your keywords, e. g. "Read more about our seo copywriting Services". An important tip is to also include these keywords in your HTML “title tag”. Use your content management system to make these changes yourself, or perhaps ask your web developer to do it if you’re unsure how. Once you have fine-tuned your home page, consider adding new content, such as detailed descriptions of what you offer, FAQs and informative articles about your products and services. (If you don’t want to write these yourself, they can be located for free on the internet - do a search for “articles directory”). It’s also good to bear in mind that search engines can only read text, not pictures. Often web developers embed words in images to look better for website visitors or use Flash for animation, but this is a major impediment to search engines. Step 3: Linking Each link from another website to your website (not from your website) is considered by search engines as a vote of popularity for your business and will improve your rankings. But it is the quality, not quantity, of the links that is crucial. The other websites should be relevant to your industry, and preferably highly regarded themselves. Ten quality links count far more than 500 links from arbitrary websites. In the same way your personal business network can have a significant impact on the success of your business, so too the online network you build on the internet. Brainstorm all the relevant websites that could link to you, such as non-competing companies, and industry bodies and organisations. Write a friendly email to each describing the benefit their visitors would get in knowing about your business, and request them to create a link to your website. Most people will not respond first time round, so a follow-up phone call is usually required. How do I monitor my results? Monitor your rankings in Google over the next few months by typing your chosen keywords into the search box, and recording your ranking. Also look at your hosting reports to understand what search terms your visitors are using to find your website. The above process can be also be repeated for each page of your website. Remember to keep updating your content, and continually increase the number of links to your website. As you see your rankings climb you should see a corresponding increase in web traffic and a substantial increase in sales enquiries. Be sure to record the source of your customer enquiries, so you can measure the success of your marketing efforts. Remember, if you measure it, you can improve it.

Spill control preventing exposure to contaminants

In today's work environment, professionals who come in contact with blood and fluid waste products run the risk of exposure to potentially infectious hazards. In my particular industry, aviation, the chance of someone coming into contact with an unknown substance can be great, particularly for in-flight crew. There are a variety of products on the market that can help prevent or limit your exposure including the two featured herein. One product to consider to help promote a safe clean up is SAFETEC’S Red-Z. Red-Z works by simply sprinkling the encapsulator on spilled blood, urine, vomit or other potentially hazardous waste and the fluid is encapsulated in seconds. Just scoop-up the granulated gel and dispose in accordance with facility policy. VIONEX Antimicrobial Towelettes provide significant germ killing effectiveness with a sturdy, textured towel for thorough scrubbing. The towel is saturated with enough germ killing and cleansing solution to cover the hands and more. Use VIONEX towelettes to safely and effectively remove blood and body fluids from any skin surface. Each towelette is individually pouched to assure effectiveness and they are easily carried and available when you need them. VIONEX towelettes meet OSHA's standard for use as an "antiseptic towelette". You can choose VIONEX No Rinse Gel or the Towelette, when soap and water are not available. While this article is not an endorsement of either product, items such as these can go a long way in offering to you effective protection.

Writers block writers resources to end writers block

Writers block is one of those mysterious ailments that is blamed for late assignments, missed deadlines, and failed dreams. Some people claim it is merely a myth while others find it plagues their writing. As someone with more than two decades of professional writing, editing and teaching experience I feel quite strongly that in 99.9 percent of reported cases of writers block are nothing more than a chimera. In my opinion, far too many would-be writers spend far too much time and energy on finding the right computer, program, paper, pen, location, mood-setting music, and the like before they can begin writing when that time and energy would be much better spent on simply getting down to the business of writing. These would-be writers treat their muse as something delicate and breakable, something as elusive and fleeting as smoke. I know from years spent in the hurly-burly of newspaper reporting and snatching moments to write between deadlines and dinner dishes that a muse worth keeping is made of much tougher material and in fact may benefit from some abuse. Most often writers block, or what is commonly referred to as writers block, is caused by one of three problems--lack of preparation, lack of training, and lack of development. Lack of preparation is often caused by not creating an individual writing process that can take advantage of your writing strengths and help overcome your writing weaknesses. Lack of training is similar to athletic training--you need to warm up and work out on a regular schedule to keep your writing muscles in top condition. Lack of development simply means that your particular idea may need more time to percolate or perhaps you are not ready to tackle that particular topic at the time. I have three recommendations to help you work through writers block. First is to simply write through it. Give yourself permission to write garbage and focus on simply creating a really rough draft. Often once you stop worrying over all that is wrong with your writing the words will begin flowing again. A second method of dealing with writers block is to get moving. Take a walk or hike. Do something physical away from your office or desk and do not let yourself return to the scene of the crime (or writers block) until several hours have passed. You might be surprised what your brain works out in the interim. Finally, exercise and challenge your writing muscles with writing prompts and exercises. Sometimes simply changing the pace of your writing or your subject matter can be enough to help you work through your difficulty. Remember, every writer experiences some form of writers block from time to time but you do not have to make a mountain out of a molehill. Working out an effective strategy to circumvent writers block when it strikes is one of the most important skills a real writer can develop.

Internet time management

The Internet is taking over man’s normal way of living, so therefore when we consider time management, we must also consider the World Wide Web. It used to be to manage time; we had to consider family, friends, work, and ourselves. Now we have to consider emails, websites, advertising, marketing, and other key factors that are including in businesses today. At one time in our lives, we went to work for eight hours and returned home. Now we go to work and it is never determined what our workload will include. Time management is critical for saving us from headaches, heartaches, and other types of pressures. When we manage our time accordingly, we seem to function well in society and at home. The flood of data that passes us each day via the Internet has changed the entire outlook of time management in the last few decades. When we go to work, we often have to sift through a pile of emails, sorting to find out which ones matter the most. Sometimes we may stumble upon emails that surprises or interest us. This is not good! Time management means to spend your time wisely, and if you are sitting around reading an interesting email, where is your time going? The fact is most advertising are slicks that draw us into a world of fantasy. We often stare into the hands of something that lures us deeper into its web, and if we decide to act on the slick, we often find ourselves regretting the stupidity of acting. Don’t find yourself saying, “I regret this action.” Rather find yourself saying, “Darn it was a wonderful day.” Life is way too short to waste precious time. When you are drawn away by flaky advertisings, your time is consumed, and your job, family, friends, and you suffer. Surfing the web is another source that can take our time and toss it out the door. When we are surfing the web, many interesting topics may confront us. Or, sometimes we see pop-ups that distract us from our intentional goal. Pop-ups for the most part are consistent fakes that interest the human eye, in an effort to distract us from the real world. The interesting topics on the Internet can benefit us in many ways, but if we are at work, our main focus should be work. Once we finish our job, and other tasks are not scheduled on our list, then we can browse the World Wide Net with freedom. We can also consider the chat room. Some companies make available chat rooms for their employees. This is good if you are using the program for work, but many of us are caught up in a game of cat and mouse. The chat rooms are so appealing at times, that it makes us want to stay on for hours. Chatting is a source of communication, which is good, but if the time you are spending in the chat room is not making progress, what is your purpose? To obtain sufficient time management, you need to avoid the areas that consume, and focus on the areas that make you zoom.

Dog terrier

Some Terrier Dogs That You Would Find Interesting The personality of a lively child put into dog - this might be a good way of describing the general personality of terriers. But as it appears, that still would not justify their temperaments. These dogs came from the British Isles where they were first oriented to hunting fox, rat, otter and the likes over and under the ground. And as its name suggests, “terrier” came from the word “terra” which means, “earth”. While terriers may be identified through their prominent physical characteristics, they are still divided into various breeds that separate one kind from another. The following are the subgroups of the terrier breed: Show Terriers - These are basically bred as small dogs and are used for show rings. Bull and Terrier Types - these came from breeding between bull dogs and terriers. Only in the last quarter of 1800’s did the breeders separate a number of bull dogs from terrier types for distinction. Hunting and Working Terriers - The breed that was primarily bred for hunting. Toy Terriers - These are the smaller versions of terriers, which are basically categorized into the companion breed. To help you understand the various natures of terrier dogs, we have prepared some dog profiles here, please read on. Airedale Terrier - This is known to be the largest dog in the Terrier breed. Standing an average of 23 inches from the shoulder, this dog shows off both beauty and elegance that make them fit for both dog obedience trials and show rings. A cross-breed between Otterhound and Black and Tan Terrier, Airedale possess good skill in scent and superb swimming prowess. Australian Terrier - Probably one of the dog types that have gotten to so many out-crossings with other dog breeds. A cross breed between the forerunner of Dandie Dinmont and rough coated terrier is said to have been migrated into England. The offspring of which was taken to Australia. With the scarcity of dog breeds in this land, many dogs had been crossbred into it which later resulted to a small type having the characteristics of terriers while being a good watchdog and ratter. It stands 10 to 11 inches with a life expectancy of 12 to 14 years. Border Terrier - A True-blue working terrier, this dog is marked by its medium built while proving to work far better than what its appearance may give. Border Terriers are agile and alert while having the capacity to fit into narrow gaps especially during hunting. Aside from its being affectionate and good adaptation to training, Border terriers can also make good family pets. Bull Terrier - Originally bred for dog fighting and bull baiting, this dog is known to have been well-accustomed to courage and good resistance to pain. However, when the bloody dog fights were banned in England during the 1800’s, most breeders turned to breeding milder dogs. Bull Terriers came from these fighting dogs combined with Dalmatian and English Terrier to produce all-white specie. This new breed though is very much reserved from starting fights which gave them the nickname “White Cavalier”. There are of course a variety of other terrier species. Initially, you might find them interesting enough to catch your attention but a closer look would lead you to further knowing them. Who knows, you might find your ideal type of dog in this breed.

The powerful secret to a loving relationship

There are many factors that go into creating a loving relationship. Certainly it helps if two people have some things in common regarding how they like to spend their time. It also helps if they have common values around religion or spirituality, around politics, the environment, abortion, and personal growth. It helps if they both eat junk food or both eat organic food. It makes things easier if both are neat or both are messy, if both are on time people or both are late people. Physical attraction is also quite important. It’s great if they have common values around money and spending. Yet a couple can have all of these and still not have a loving relationship if one element is missing. Without this essential ingredient, all the other wonderful attributes will not be enough to make the relationship work. This essential ingredient is about intention. At any given moment, each of us is devoted to only one of two different intentions: to control or to learn. When our intention is to control, our deepest motivation is to have control over getting love, avoiding pain, and feeling safe. When our intention is to learn, our deepest motivation is to learn about being loving to ourselves and others. The motivation to get love rather than be loving can create havoc within a relationship. Let’s look at a typical relationship issue and see what happens regarding the two different intentions. Jason and Samantha are feeling emotionally distant from each other, and they haven’t made love in a month. The problem started when Samantha stated that she wanted to take an expensive vacation and Jason objected. Samantha got angry, Jason gave in, and they have been distant ever since. Samantha’s intention was to have control over getting what she wanted. She equates an expensive vacation with love – if Jason does this for her, then he proves his love for her. She used her anger as a way to have control over getting what she wants. She wants control over feeling special to Jason. Jason’s intention is to avoid pain. He gave himself up to have control over Samantha not being angry with him. He hopes that by giving Samantha what she wants, she will see him as a good and loving husband. However, because both Jason and Samantha were trying to control each other rather than be loving to themselves and each other, their interaction created emotional distance. What would this have looked like if their intention had been to learn? If Samantha’s intent had been to learn, she would not have become angry. Instead, she would have wanted to understand Jason’s objections. If Jason’s intention had been to learn, he would not have given himself up. Instead he would have wanted to understand why this particular vacation was so important to Samantha. Both Samantha and Jason would have been caring about themselves and each other, rather than wanting to get love or avoid pain. In their mutual exploration about why they each felt the way they did, they would have learned what they needed to learn - about themselves and each other - to reach a win-win resolution. Instead of Samantha ostensibly winning and Jason losing, they would have come up with something both of them could live with. With some exploration of his financial fears, Jason might have decided that the vacation Samantha wanted would be fine. With understand of Jason’s financial concerns, Samantha might have decided on a less expensive vacation. In either case, both of them would have felt fine about the outcome. No matter how much Jason and Samantha have in common or are attracted to each other, their love will diminish when their intent is to control rather than learn. It’s amazing how quickly love vanishes when one or both partners have the intent to control. It’s equally amazing how fast it comes back when both partners have the intent to learn.

How you can make ten times your salary with day trading

Day trading – no, it’s not something that Bill Murray wished he had in Groundhog Day. It’s a style of trading on the foreign currency exchange market in which a trader completes all his trades within a single day. In other words, he may make a few dozen – or more – trades in a day with the objective of buying and selling quickly and making a profit from the fluctuations in a currency exchange rate over the course of the day. Sound complicated? Depending on the method or system that you use to pick your trades it can be. The idea behind day trading is that currency exchange rates are subject to fluctuations over the course of the day – they go up and down depending on who’s buying, who’s selling and what rumors are floating around. In fact, day trading in the foreign currency market is probably the single segment of any type of stocks, currency or futures trading market most affected by rumors and real-time, real-world happenings. A savvy trader who is quick on his feet can roll up the profits by paying attention to what the current news is doing to the currency exchange rates. The currency market, commonly referred to as the forex (short for Foreign Exchange), is the most liquid market in the world. The latest statistics say that daily trading on forex is in excess of $1.3 trillion U. S. dollars. That makes forex the world’s largest, most efficient market. A major part of the reason for the liquidity and volume of trade is the practice of day trading. The difference between day trading and other types of trading is in how long you hold your stocks (or in this case, your currency). In day trading, you hold nothing beyond the close of the day’s market. Think of it as a game in which the object is to keep trading cards back and forth, increasing the value of your cards – but have no cards in your hand at the end of the day. Of course, since the currency market is a 24 hour market, there really IS no market closing – so the rules change slightly. The currency market is open from Sunday afternoon to Friday afternoon, with trading going on all the time, so you can pick your times to trade rather than being locked into the Stock Exchange timetable. How You Make Money in Day Trading People will tell you that the difference between a day trader and an investor is the length of time that each holds onto their stocks. That’s a superficial difference. The real difference is in the mindset of short-term vs. long-term and liquidity. An investor buys something that he believes will steadily increase in value, and holds onto it for the long haul. A day trader rides the minute fluctuations in the currency market minute by minute the way a surfer rides a wave. Because you’re trading in lots of 100,000, a tiny fluctuation can mean a big profit – or a huge loss. Limiting Loss in Day Trading One of the hardest concepts for new traders to grasp is that of limiting loss. Let’s say you make a trade for a currency that is heading down because you believe that it’s near its support point – the point where it will rebound and start heading back up. Instead, it breaks the point and keeps heading down – you’re losing money instead of making it. You have two choices – hold onto it because you KNOW it will start heading back up soon, or get rid of it and limit the amount of money you’re going to lose. In day trading, the name of the game is limiting your losses and maximizing your wins – decide ahead of time just how much you’ll allow each trade to lose before you sell it, and then STICK TO YOUR LIMIT. By the same token, decide how much profit you want to make, set a sell order for when the currency reaches that point – and sell when it hits the mark. Know what you’re doing. Day trading on the forex is like any other business. The people who make money are the ones who take the time to learn the market and understand the ins and outs of the trades that they make. Those who jump in feet first without learning the terms, rules and trends of the forex market are priming themselves to lose – and lose big. Remember, there’s no such thing as high profit potential without equivalent risk. Before you jump in, take a course in trading, or read read read all that you can.

What to do with your automobile vin number history

Did you know that the VIN number to your automobile is more than just a series of numbers used for identification? In fact, the VIN number of your car can actually reveal to you the history of your vehicle. How can this be so? With a VIN number, you can find out who owned you are car in the past, whether or not the vehicle has been in any accidents and more. In fact, the VIN number is often used from car dealers that travel from home to automobile auctions to determine whether or not a vehicle is worth bidding on before they travel to the auction and place their bids. Much like a strand of deoxyribonucleic acid (DNA), the VIN number of your vehicle is an identification number like no other—the VIN number of your vehicle relates solely to the vehicle you have purchased or you plan on purchasing and no other vehicle in the world has the same VIN number as the one your car possesses. In fact, there is even a decoding process when it comes to VIN numbers—a VIN number can be decoded by breaking down the various combinations of letters and numbers—all which have a significant meaning. For example, one number will denote the country that the car was built in, another number will denote the manufacturer, and certain numbers even denote the cars features. Conversely, the VIN number can also provide you with information about odometer readings; whether or not the car has ever been stolen; if the car has experienced flood damage; and whether or not there have been recalls on parts associated with the vehicle. You can also find out if there is or ever was a lien on the car’s title, if it had ever been repossessed, and if it suffered major damage in the past. So, what does all this information mean to you? Basically, consider it fuel for a positive purchase when you are buying a car—the more you know about the vehicle, the better decision you will be able to make when buying it. Conversely, if you already own the vehicle, knowing the car’s history is vital in giving the car the proper maintenance it needs. Also, you may be able to foresee problems in the future that originate from past issues with the vehicle. In the end, you should visit a website that allows you to check on the VIN number of any vehicle. In fact, some sites let you run a free VIN number check so that you can test out there services. Using your preferred search engine, you can easily locate a VIN Number checking website. You will find such services well worth the visit.

St thomas vacation packages

St. Thomas Vacation Packages: Are They Worth the Money If you are interested in vacationing in St. Thomas it is likely that you have considered purchasing a vacation package. If you are wondering whether or not you should purchase a St. Thomas vacation package, you are not alone. A large number of individuals are confused as to whether or not they should purchase one. One of the questions most commonly asked concerning St. Thomas vacation packages is if they are worth the money. Almost all vacation packages advertise that they will save travelers money, but others have stated otherwise. The type of package you purchase will be the deciding factor. When examining the types of vacation packages available, you will want to take into consideration what is being offered. You will find that most vacation packages not only include hotel accommodations, but travel as well. To determine whether or not the package you are being offered will save you money, you will have to further examine the accommodations being offered in the package. When examining travel arrangements, the St. Thomas vacation package that you are interested in purchasing should specify which particular airline you would be making reservations on. You can easily determine whether or not you are being quoted a decent price for traveling by comparing the two. Since you should know the airline that you would be required to travel on, you can research them online or directly contact an airline representative. In addition to considering the cost of airfare, you will want to consider the cost of hotel accommodations. As with the airline, the hotel or resort which the vacation package is for should be specified upfront. Once you know the name of this hotel or resort you can easily compare prices. By visiting the hotel or resort’s online website you should be able to determine how much your reservations would cost. If online reservations are not allowed, you may have to contact the resort for an estimated cost of stay. Travel and hotel accommodations are the two services that are most commonly found on a St. Thomas vacation package. Despite being the most popular accommodations, they are not the only ones that you may find on a vacation package. A number of resorts, discount travel websites, and travel agents are beginning to develop vacation packages that often include entertainment. Vacation packages that offer entertainment are often compared to all-inclusive vacations, but it is important to remember that they are not the same thing. All-inclusive vacation packages will not only include overnight accommodations, travel, and entertainment, but your food and drinks as well. Most traditional St. Thomas vacation packages will not include your food and drinks. The entertainment offered often includes beach activities, such as free boat tours, scuba diving lessons, and other similar activities. Once you have determined the estimated cost of entertainment, travel, and overnight accommodations, you can compare your total to the total cost of the vacation package. You may be surprised to see a significant difference. The difference often varies. There are many individuals who are given a great deal and others will actually lose money by purchasing a St. Thomas vacation package. It is hard to understand why some St. Thomas vacation packages are considered great deals while others are not. Many times the difference depends on where the package was obtained from. Many individuals purchase vacation packages from discount travel websites. If you are purchasing a St. Thomas vacation package from a discount travel website, you are encouraged to look for hidden fees. A number of website charge them and they could significantly increase the cost of your vacation package. It is not always guaranteed, but the best St. Thomas vacation packages are often obtained directly through St. Thomas resorts or through a local travel agent. The services of a travel agent do not come free, but you may still find them beneficial. Most travel agents offer a satisfaction guaranteed policy. In a way, this policy lets you know that a particular travel agent can be trusted. As you can see, there are a number of advantages and disadvantages to purchasing a St. Thomas vacation package. No matter what your outcome will be, you are still urged to search for vacation packages. If you look in the right place, you could find a vacation package that will have in you St Thomas for a discounted price. Word Count 726